About Us
At Caridad Agency, we believe that insurance is not just a financial decision — it’s an expression of care, a safeguard for the future, and a commitment to those we cherish. Based in Dallas, Texas, we are proud to offer personalized insurance solutions in life, health, auto, and more, with a philosophy grounded in ethics, empathy, and trust.Our approach is deeply human. We take the time to understand the real needs of every family, entrepreneur, and individual we serve — ensuring they feel heard, respected, and supported. Our goal is to turn every policy into more than just a piece of paper: we see it as a fulfilled promise of protection and peace of mind At the heart of our agency is our founder, Angel Caridad, whose vision continues to shape everything we do. Born in Pueblo Nuevo, Zulia State, Venezuela, on January 17, 1972, Angel built Caridad Agency on a foundation of service and ethical leadership. With a degree in Public Accounting and decades of experience in the insurance industry, he brings a rare blend of professionalism and compassion to the business. Angel's journey from his roots in Venezuela to becoming a trusted name in the Texas insurance community reflects his unwavering belief: that people deserve guidance they can trust, protection they can count on, and a relationship built on genuine care.At Caridad Agency, we’re not just selling insurance. We’re building relationships and delivering on the promises that matter most.
Our Services
Life Insurance
Life insurance offers flexible premium payments and the potential to accumulate cash value over time, providing both protection and savings. It's an ideal choice for those looking to combine life insurance coverage with an opportunity for growth.
Health Insurance
Our health insurance plans are designed to offer you peace of mind in managing your healthcare costs. With a variety of options, we help you choose the coverage that best fits your medical needs and budget.
Auto Insurance
Protecting your vehicle is essential. Our auto insurance coverage includes liability, collision, and comprehensive options to ensure that you are covered on the road. With customizable plans, you can drive with confidence knowing you're backed by Caridad Agency.
Personal Injury Insurance
Personal injury insurance provides you with coverage in case of unforeseen accidents that result in injury. We ensure you have the funds necessary to cover medical bills and related expenses, giving you peace of mind in challenging situations.
Reviews
Caridad Agency offers excellent coverage options, making insurance less daunting and more accessible.
John Doe
Great service! Comprehensive plans tailored to meet our family’s insurance needs.
Lisa Tran
Reliable protection for home and auto; Caridad Agency is always there when needed.
Michael Smith
Contact
15851 Dallas Pkwy, Ste 600-Office 607B, Addison, Texas, 75001, United States
Hours
- Monday to Friday from 8:00 AM to 12:00 PM and 1:00 PM to 5:00 PM
- Saturdays by appointment
FAQs
- What is universal life insurance?
- Universal life insurance is a type of permanent life insurance that offers flexible premiums and a savings component, allowing you to adjust your policy as your needs change.
- How does health insurance work?
- Health insurance provides coverage for medical expenses incurred from illnesses and injuries. It typically involves paying a monthly premium and may include deductibles and co-payments.
- What is auto insurance and why do I need it?
- Auto insurance is a policy that protects you financially in case of vehicle-related incidents. It is mandatory in many regions and covers liability, damage, and theft.
- How can personal injury insurance benefit me?
- Personal injury insurance offers financial protection by covering medical expenses and lost wages if you are injured in an accident, regardless of who is at fault.
- What does home insurance cover?
- Home insurance protects your dwelling and personal belongings from risks such as fire, theft, and natural disasters. It may also cover liability for accidents that occur at your home.
- Why should I consider business insurance?
- Business insurance safeguards your company against potential losses due to unforeseen events, such as property damage, liability claims, and business interruptions.